John 3:16 – Be thankful, grateful, patient, charitable, kind, and smile, as it is infectious. God Bless America; protect our president and Military!
My late brother in-law, Stephan J. Kmeco, a 1972 Msgr. Bonner grad and one of the smartest people I know wrote an article for Mensa Magazine that was published. (See below)
The Cliff note version which I will try to convey here will not fully do it justice but will give insight and possibly ask yourself why? Maybe then follow up and ask the same of your educational systems?
He suggests from an early age of that your child that has attained a grasp on the properties of Addition, Subtraction, Division, Multiplication, Fractions and Percentages that they should be taught the benefits investment.
If elementary, school systems as part of their curriculum with parental involvement should begin teaching your children, grandchildren the benefits of – Investing, Profits, Loss, Interest, Dividends and how they apply to the Money Markets, IRA’s, 401k’s.
Further with parental involvement these functions can show the processes at how even small amounts squirrelled away by them into Savings/Checking accounts/Stocks and Bonds, Trust Funds, Managed Accounts and the like can and will set them on a path for success in their futures.
Think if in your youth or when raising your children you could purchase even just a few shares of the hot stocks of the day which many hold value even until today e.g. –
1970’s – IBM, AT&T, Exxon Mobile, GE, Eastman Kodak
1980’s – IBM, Exxon, GE, AT&T, Merck
1990’s – Microsoft, GE, Cisco, Walmart, Exxon Mobile, Intel, IBM, Citigroup, Merck
2000’s – Apple, Microsoft, Nvidia, Alphabet (Google), Amazon, Meta Platforms (Facebook, Instagram, Chat GPT etc..), Berkshire Hathaway, Eli Lily, Broadcom, JP Morgan/Chase etc…
The thing is you need to participate in the process and not blame anyone but yourself. Most of you and many of your children have in theri phones a more sophisticated computer system than NORAD. Teach them to break away from the gaming, work to invest in themselves and they with your involvement and direction can make a pretty good start in life for themselves even before they get into college or a trade school.
That brings me to the next thing. We need to recognize that college isn’t for everyone when the means don’t pay off, only leaving debt or extremes in most cases, especially today. It may be more prudent if your child is good with their hands or mechanically minded directing them to Trade Schools.
If they learn enough math to help them manage and balance a ledger, they can be the future Mechanical Engineers, Contractors, Masons, Electricians, Carpenters, Steam Fitters, HVAC/AC, Hardscape as entrepreneurs in these fields which will always be needed even in a world of AI (Artificial Intelligence). (I highly recommend taking the time to read my brother in-laws published article in Mensa below)
Point to Ponder: I remember when the game Trivial Pursuit came out in 1981. However, a little history goes a long way, so please share this story. It was created on December 15, 1979 in Montreal/Quebec by Canadians Chris Haney, a photo editor for Montreal’s Gazette and Scott Abbott, a sports editor for The Canadian Press. The game’s design was to be a board game like that of Scrabble. The game was designed within 45 Minutes on the back of a cigarette carton. Let that sink in!
The questions were researched and test marketed with the help of John and Chris Haney along with Ed Werner between 1980-81. The game was released in Canada and sold 100,000 copies in 1982. Sales in the U.S. began in 1983 and between then and 1988 it sold 30 million copies of the original version with sales in excess of $750,000,000.
The most intriguing to me was the researched question of: What does the average millionaire drive in the United States? The answer – a Ford F-150
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